I never ever met such idiots in my life, I had more than enough money to do monthly payments, and so I used my best friend who loved me a lot and he used his SIN Number and all of his info, he is a kitchen manager who has a pretty good pay cheque but all the sudden he got declined. I was pretty pissed off. There was a cobalt LT I really liked the yellow one it had clutch problems I told them that, and then I tried out a really nice SS model. And I wanted to buy that one. They said declined. SO SCREW THEM. I tried another and I could get financing no problem, their cars are shit, they are useless when it comes to customer satisfaction, my bf's minivan is like rust bucket on wheels, all the sudden it freggin went downhill after a year of having it! I will never shop here Again!!!!